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How to Upgrade or Downgrade Your Credit Card News 

How to Upgrade or Downgrade Your Credit Card

A card that works for you at one point in your financial life may not be a good choice later. That’s why it’s important to know when and how to upgrade – or downgrade – your credit cards. “We outgrow cards,” says Mike Sullivan, personal finance consultant with Take Charge America, a national nonprofit credit counseling and debt management agency. “We outgrow introductory cards and secured cards and cards that limit us as we have more opportunities and more obligations.” And we can also outgrow cards when they offer a…

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10 Restaurants That Offer Free Birthday Meals News 

10 Restaurants That Offer Free Birthday Meals

NOT EVERY COUNTRY celebrates birthdays with presents and cake. In China, birthday tradition dictates that you slurp down long noodles to represent longevity. In Jamaica, your friends and family might chase you down and cover you in flour on your birthday. With perhaps the strangest tradition of all, Swiss parents may hire a creepy clown to follow you around on your birthday. At the end of the ritual, the clown pies you in the face. Of course, the U.S. is not without its share of unique customs. For instance, it’s…

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How a 6,000-Year-Old Dog Cancer Spread Around the World News 

How a 6,000-Year-Old Dog Cancer Spread Around the World

High in the Himalayas, a heavy-coated dog trots behind the hem of a Buddhist monk’s robes. On the streets of Panama City, another dog collapses into a sliver of shade, escaping the heat of the midday sun. On their bodies a cancer grows. Their tumors each appear unique—their swollen, crumbling contours flush with fresh blood vessels emerging from beneath a tail here or between the legs there. But the cells dividing inside each one, continents apart, are actually the same organism. If you can call a clump of 6,000-year-old cancer…

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This Samsung TV offers an exciting feature for a surprisingly low price News 

This Samsung TV offers an exciting feature for a surprisingly low price

The Samsung Q80R QLED (available at Amazon for $1,597.99) isn’t Samsung’s top-of-the-line, flagship offering for 2019, but given its hardware and performance chops, it might end up being one of the most sensible options for folks who’re looking for a good deal on a quantum dot TV. Quantum dot displays produce vivid, super-saturated colors that rival those produced by OLED TVs. The TVs that feature these tiny technological wonders are often among the priciest in the game—but not this time. The Samsung Q80R offers quantum dot performance at a discount….

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Delta’s Credit Cards Just Launched Valuable New Limited Time Welcome Offers News 

Delta’s Credit Cards Just Launched Valuable New Limited Time Welcome Offers

If you’re a frequent Delta flyer, it’s a particularly good time to apply for a Delta Amex, as two of the airlines’ three cards just launched lucrative limited time welcome offers. Here are your options, as well as all the cards’ regular welcome offers for comparison: Gold Delta SkyMiles®Credit Card from American Express – 30,000 SkyMiles after spending $1,000 in your first three months, plus 50% back in the form of a statement credit on purchases made directly with Delta in your first three months, up to $300 back. The…

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How to Text 911 in an Emergency Technology 

How to Text 911 in an Emergency

At some point, you could find yourself in the midst of an emergency and although you have your cell phone with you, you might not be able to place a call or talk to a 911 operator. You may want to stay quiet because you’re hiding; you may be injured in a way that prevents you from speaking; or you may have poor reception that won’t allow a voice call to be placed. In those cases, you may be able to send a text message to 911 instead. In 2014,…

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YouTube TV is offering an extended two-week free trial until August 14th Technology 

YouTube TV is offering an extended two-week free trial until August 14th

YouTube TV must be feeling a crunch from its recent price increase that raised the streaming TV service’s monthly subscription to $50. For “a limited time only,” YouTube TV is offering a two-week free trial instead of the usual one-week duration. Droid Life spotted the longer-than-usual free trial. Sadly (but predictably), this is only for new customers and won’t do you much good if you’ve already tried and canceled YouTube TV. The fine print reveals that this promo will run from today until August 14th. There are a number of…

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California Police Are Sharing Facial Recognition Databases to ID Suspects News 

California Police Are Sharing Facial Recognition Databases to ID Suspects

Many of California’s local law enforcement agencies have access to facial recognition software for identifying suspects who appear in crime scene footage, documents obtained through public records requests show. Three California counties also have the capability to run facial recognition searches on each others’ mug shot databases, and others could join if they choose to opt into a network maintained by a private law enforcement software company. The network is called California Facial Recognition Interconnect, and it’s a service offered by DataWorks Plus, a Greenville, South Carolina–based company with law…

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The best cheap and free perks for college students Reel Trend 

The best cheap and free perks for college students

During the college years — when you most likely are paying out way more than you are taking in — getting a few financial breaks on services you are using anyway can make a substantial difference in your monthly budget. As a college student, you qualify for significant discounts on a variety of services — such as the half-price student version of Amazon Prime and Spotify Premium with Hulu and Showtime at 50 percent the regular monthly price — and to sign up, you just need to show you’re enrolled…

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An iPhone App That Protects Your Privacy—For Real This Time Technology 

An iPhone App That Protects Your Privacy—For Real This Time

The data economy has too often betrayed its customers, whether it’s Facebook sharing data you didn’t even realize it had, or invisible trackers that follow you around the web without your knowledge. But a new app launching in the iOS App Store today wants to help you take back some control—without making your life harder. The Guardian Firewall app runs in the background of an iOS device, and stymies data and location trackers while compiling a list of all the times your apps attempt to deploy them. It does so…

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